When you think insurance and small business, most people immediately think employee benefits packages. And why wouldn’t they? So much time and effort goes into figuring out which package is best for both your business and employees. But what about you Mr. or Ms. Small Business owner? Making sure your employees are covered should definitely be a top priority, but priority numero uno is you: the business itself. Think about it: if your business isn’t properly covered then everyone and everything is as risk, including the super duper awesome benefits packages that we helped you prepare. So when you, the small business owner, are preparing your business’ budget, make sure you are fully considering your insurance needs as well. That starts with taking a solid and honest inventory of what your needs actually are. What kind of industry you are in? Is it high-risk or super-specialized? You may want to seriously consider extending certain liability coverages or opting for other add-ons. Luckily for you, you have already found us and we can help, so you are a step ahead of the game. Follow the jump for some additional advice on choosing and budgeting for the correct insurance.